SME Relationship Officer at a Rapidly Expanding Microfinance Bank

A highly innovative and rapidly expanding  Microfinance Bank with Head Office in Lagos requires suitable candidates to fill the available vacant  position below.Job Title: SME Relationship OfficerLocation: Lagos Island and Victoria IslandDuties and ResponsibilitiesSourcing of SME clients for both deposits & loans in line with set targets.Sourcing of individual clients for both savings, Current and fixed deposit accounts in line with set target.Packaging of customers' credit requestsConduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.Ensure credits are packaged in line with credit policies & procedures of the bank.Ensure credits are within the bank’s obligor limitRendering financial advice to clientsRendering weekly & monthly reports to the managementEnsure proper KYC are conducted on customersMonitoring the loan portfolio and follow up on repayment. 

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