Credit Risk Analyst

Vincintoire Limited - Our client, a Microfinance Bank, urgently requires the services of a suitably qualified candidate to fill the position below:Job Title: Credit Risk AnalystLocation: LagosDuties and ResponsibilitiesEvaluate customers' loan applications in line with the bank's credit policy. Carry out verification of customer's businesses and preparation of loan verification reports.Loan Monitoring and preparation of loan status report.Preparation of statutory reports.Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to themPreparing reports about the degree of risk in lending money to clientsAnalyzing client records and using the data to recommend payment plansConferring with credit associations and references to exchange credit information on clientsEvaluating the financial status of clients by producing financial ratios through computer programsFilling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approvalConferring with clients to verify their financial/credit transactions and to resolve their complaints.Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategiesAnalyze financial statements such as profit and loss, company budget and employee headcount reports.Compile reports showing the proposed plan of action for existing and potential clients 

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