Credit Advisor / Relationship Officer at a Rapidly Expanding Microfinance Bank

A highly innovative and rapidly expanding Microfinance Bank with Head Office in Lagos State, requires suitable candidates to fill the available vacant position below:Job Title: Credit Advisor / Relationship OfficerLocation: Ikoyi/ Victoria Island Duties and ResponsibilitiesCreation of quality risk assets to meet set targetsSourcing of clients for both savings, Current and fixed deposit accounts in line with set target.Packaging of customers’ credit requestsConduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.Ensure credits are packaged in line with credit policies & procedures of the bank.Ensure credits are within the bank’s obligor limitRendering financial advice to clientsRendering weekly & monthly reports to the managementEnsure proper KYC are conducted on customersMonitoring the loan portfolio and follow up on repayment. 

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