Credit Risk Officer at InvoizPaid

Seedstars - Our client, InvoizPAID Nigeria, is a high growth portfolio company of Seedstars, focusing on SME lending in all areas. Our vision is to become the leading champion in SME lending for the common man in Nigeria while developing revolutionary fin-tech products that will change the whole conservative lending industry.Applications are invited from suitable qualified candidates for the position below:Job Title: Credit Risk OfficerLocation: LagosWhy work at invoizPAID ?We have a successful business model that’s scaling rapidlyBe part of a small and ambitious team - we’re always learning, and continuously improvingYou’ll take a key position in the business and lead it to successYou’ll thrive in our results-driven culture and be positioned to create tremendous impactYou’ll work with talented teammates who know how to have fun while delivering for our customersWhy you'll fit in ?You like digging into the details to solve tough problemsYou are resourceful, creative and most importantly self-motivatedYou are a structured thinker, able to break down tough problems into meaningful componentsYou are a people's person and good with all kind of different mentalities and backgroundsJob DetailsCredit Risk Officer needs to understand all risks – from the economic to the political – that could affect our business model, and offering guidance to all parts of the business. Provide effective value adding risk management in achieving the asset growth targets, while maintaining a quality lending book within the ambit of our policies and guidelines.Key Responsibilities/AccountabilitiesLead the credit risk assessment and manage day-to-day operationsThink outside the box and create innovative credit evaluation processes and systemsIdentify and approve the small businesses that can best benefit from our servicesEvaluate clients for credit worthiness based our internal risk models & their application informationWeed out fraudulent applications, and unreliable applicantsCheck Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contractsBuild relationships and communicate with similar businesses to ensure information and knowledge sharingContinuously ensure alignment/compliance to the credit risk management frameworkContinuously analyse and recommend improvement on credit risk management framework, processes and systems

Apply at https://ngcareers.com/job/2018-07/credit-risk-officer-at-invoizpaid-938/